Julia Simpson

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Collecting Unemployment
"How the Government Measures Unemployment." U.S. Bureau of Labor Statistics. U.S. Bureau of Labor Statistics. Web. 28 Mar. 2012. <http://www.bls.gov/cps/cps_htgm.htm>.

  1. Most people are still jobless once they lose their benefits
  2. Government counts each unemployed person each month
  3. Population census every 10 years
  4. Current Population Survey used to count every unemployed
  5. Determines how much money will be distributed to those unemployed
  6. Labor force activities are given to families
  7. Families must apply for jobs, trying for employment
  8. Those who fail, receive unemployment benefits
  9. Characteristics are reflected in the proper proportions of the final estimates
  10. A sample is not a total count
  11. Surveys don’t always count right, some unemployed may still get benefits
  12. Between 7 and 11 million dollars are distributed each year for unemployment
  13. Not large enough amounts of money are distributed to those who are unemployed
  14. Basic concepts of unemployment ↓
  15. Those who are jobless, yet looking for jobs are considered unemployed.
  16. Must be over the age of 18
  17. Not all of the unemployed successfully receive unemployment
  18. Some argue that unemployment is too restricted

"Maryland Unemployment Insurance, Compensation Answers and Job Search. MD Unemployment Office." Web. 28 Mar. 2012. <http://swz.salary.com/salarywizard/layouthtmls/swzl_unemployment_MD.html>.
  1. Maryland Department of Labor
  2. Benefits differ in every state
  3. Must have been employed with in the past year to receive benefits
  4. Must be unemployed not by fault
  5. Must file on going claims and respond to questions regarding your eligibility
  6. Determined to be employed
  7. Benefits can range from $50 per month to $350 per month
  8. Takes two to three weeks after you file a claim
  9. Duration lasts up to 26 weeks
  10. Main types of Unemployment:
  11. Structural Unemployment- Focuses on structural problems
  12. Frictional Unemployment- Focuses on voluntary decisions
  13. Behavioral Economists decide efficiency wages
  14. Real wage unemployment is the easiest way for income

"Maryland Unemployment Benefits Guide." Maryland Unemployment Benefits. Web. 28 Mar. 2012. <http://fileunemployment.org/maryland-unemployment>.
  1. You are eligible in Maryland for Unemployment:
  2. You are working in hazardous work environments
  3. Must be willing and able to work
  4. You do not qualify if you are physically disabled
  5. Must have worked a minimum number of weeks specified by the State
  6. Employer must have paid unemployment taxes on your behalf
  7. Minimum wage is earned
  8. Documents required to apply for unemployment:
  9. Date of birth
  10. Social Security Number
  11. Details of previous employer
  12. Reasons you lost the job
  13. Job skills
  14. Very simple to receive unemployment benefits
  15. Unemployment rates have grown 4% since 2007
  16. Claims may be taken by a dependent (son, daughter, etc.)
  17. You always file your claim against your current state you abide in
  18. Benefits won’t be enough to cover your complete living expenses
  19. Those who receive unemployment benefits are still required to search for employment

"Md. Adds 5,000 Jobs in Jan. as Unemployment Hits 3-year Low." Baltimore Sun. 13 Mar. 2012. Web. 28 Mar. 2012. <http://articles.baltimoresun.com/2012-03-13/business/bs-bz-job-numbers-january-20120313_1_job-growth-jobless-rate-adecco-staffing>.
  1. ARTICLE:
  2. MD’s unemployment rate has fallen to the lowest level
  3. Improving economy
  4. Employer’s add 5,000 jobs during the month
  5. State’s jobless rate dropped to 6.5 percent preliminary figures
  6. It is said that companies need to hire more people
  7. "The head winds that have been pushing against stronger job growth have been getting less fierce," -Heidi Shierholz
  8. Companies added over 100 workers last year
  9. 203 overall ^
  10. Mobile Apps & businesses online interfere with companies hiring
  11. Bureau of Labor Statistics indicated that MD fared better in job growth last year
  12. MD gained 33,306 more jobs than the year before
  13. Businesses created about 102,000 jobs in Maryland during the worst quarter of the recession
  14. Gains were outnumbered by losses from businesses cutting back
  15. Overall loss of 82,000 jobs in 2009

"The Pros and Cons of Unemployment in a Recession." Web. 29 Mar. 2012. <http://www.billshrink.com/blog/3471/the-pros-and-cons-of-unemployment-in-a-recession/>.
  1. PROS:
  2. Unemployment Benefits
  3. ^ Quite satisfactory
  4. ^ Enough money to live on, with a few exceptions
  5. ^ First $2,400 is tax free
  6. ^ Those collecting can fare better than those in the workforce
  7. Long Term Planning
  8. ^ Free Time
  9. ^ Time to reflect on previous work history
  10. ^ Plan steps for new career
  11. ^ Explore other opportunities
  12. ^ Long term financial planning
  13. ^ Relocation
  14. ^ Dedication to family members
  15. Retraining/Education
  16. ^ Go back to school
  17. ^ Pursue a different career
  18. Save on Associated Costs of Employment
  19. ^ No need to worry about purchasing professional attire
  20. ^ No costs for transportation, business dinners, etc.
  21. CONS:
  22. Do not leave overage for savings
  23. Not able to continue creating retirement funds
  24. Not able to pay off debts so easily
  25. No employee benefits
  26. Buying insurance is extremely expensive
  27. Financial stability goes downhill

"Unemployment: The Good, the Bad, and the Ugly." The Glittering Eye -. Web. 29 Mar. 2012. <http://theglitteringeye.com/?p=12725>.

  1. “Overall, the decline in the unemployment rate is positive news, but it only underscores the importance of us not letting up on our efforts,” President Obama
  2. “We know these numbers can bounce around from month to month, but the trend is clear,” Obama
  3. Present unemployment is cyclical in nature
  4. Employment won’t grow to its former levels until aggregate demand returns to its former level
  5. The European solution to this problem was to put much higher government support in place for those who are unemployed

"Employment Insurance Regular Benefits." Bienvenue à Service Canada. Web. 29 Mar. 2012. <http://www.servicecanada.gc.ca/eng/sc/ei/benefits/regular.shtml>.
  1. Frequently asked questions:
  2. What is unemployment insurance?
  3. >> temporary income for workers who are unemployed through no fault of their own
  4. What are the basic, eligibility requirements for receiving benefits?
  5. >>Be fully or partially unemployed, be physically and mentally able to work full time, file your weekly claims as directed, etc.
  6. Where can I file my insurance claim?
  7. >> By telephone, English or Spanish. (TeleBenefits Line), Online,
  8. How much will I get?
  9. >> 4 Calendars quarters

"The British Journal of Psychiatry." Female Unemployment and Attempted Suicide. Web. 30 Mar. 2012. <http://bjp.rcpsych.org/content/152/5/632.short>.
  1. Unemployment became more common among females
  2. Attempting suicide in Oxford
  3. Occurred between 1976 & 1985
  4. Rise was less expected from the increased general-population female unemployment rate
  5. Rates of attempted suicide among unemployed women were 7.5 times higher than those of employed women in 1982
  6. Many of the unemployed caused themselves to lose their jobs
  7. Women had a history of psychiatric difficulties
  8. Many suffered from alcoholism
  9. Increased risk of suicidal behavior
  10. Women already predisposed to attempting suicide are more likely to become unemployed

"Unemployment, Job Retention, and Productivity Loss Among Employees With Depression." Www.psychiatryonline.org. American Psychiatric Association, 1 Dec. 2004. Web. <http://psychiatryonline.org/article.aspx?articleid=89391>.
  1. Six month follow up data was recorded on those employed
  2. 229 Employees with depression in 3 different groups
  3. 173 healthy employees with minimal job difficulties
  4. 87 with rheumatoid arthritis
  5. Healthy Control Group took information down on these employees ^
  6. Human investigations were performed for further information on the employed
  7. Individuals were eligible if they were aged 18 to 62 years and worked at least 15 hours per week
  8. They were excluded if they plan to retire in 2 years, addicted to any drug/alcohol, bipolar, etc.
  9. Routine office visits were given to the employed patients
  10. Screening tests were given with checklist’
  11. Items on the screener addressed employment status, retirement plans, disability, or compensation claims.
  12. CAGE questionnaire used to measure alcoholism
  13. World Health Organization assessed these issues
  14. Scanners were scanned on site
  15. Eligible patients with depression or rheumatoid were selected for further assessment
  16. Needed to achieve statistical power for the healthy employees
  17. control group selection algorithm was programmed into the scanner
  18. Selecting only one out of every ten healthy patients screened for the control group.
  19. Physicians were informed if their patients screened positive for depression
  20. Patient Health Questionnaire Depression Scale
  21. Four outcome measures
  22. Follow up employment status was determined by questioning the patients
  23. Job retention was determined by asking the patients if they’ve been fired or laid off
  24. Compared baseline and six-month follow-up occupational data
  25. Scale scores reflect the percentage of time in the previous two weeks an employee was limited on the job
  26. Differences between the groups were tested with analysis of variance
  27. Studies provided enough information for a decision to be made on collecting unemployment
  28. Of the 572 participants, 81% were females
  29. Half of the participants had a professional occupation
  30. Productivity loss at follow-up was greatest in the depression groups
  31. Majority had no means to stop working
  32. Many individuals with depression do not receive adequate diagnosis and treatment
  33. Data suggests that there is a need for programs, in addition to quality medical care


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